Frequently Asked Questions

What comprises the pre-licensing material?

The material in the curriculum is mandated by the state. It is comprised of industry terminology and basics. The challenge is to communicate this body of knowledge to the student effectively in the allotted amount of time.

How does the online site work?

Once you enroll, you will have access to the 'simulator'. This is the ultimate study tool for the student. It provides a pool of questions for the student to try to answer and then gives the correct answer and the explanation for why its right. It allows the student to proceed chapter by chapter till they have mastered the information in each chapter. Then there are 100 question tests at the end of the Life section as well as at the end of the Accident and Health section. Then they provide 150 question tests so that the student can become comfortable with the New York state format.

What are the requirements to obtain an insurance license in New York State?

The major requirements are:

  • Be at least 18 years of age
  • Not have been convicted of any felonies
  • Fulfill the prelicensing education requirement
  • Pay licensing fee
  • Not have been convicted of any felonies ( there are exceptions)
Once I obtain my license, will I have control over it?

In most cases, the producer license you obtain is yours. This means that if you decide to try a different business opportunity within the insurance industry the license is transferrable.

What does the fulfilling of prelicensing education requirement entail?

Students must be available for all scheduled classes. If a class is missed, it must be retaken before the certificate will be issued. Also, the school test must be passed before the certificate is issued. You can take the New York state exam without the school certificate but you must receive the school certificate before obtaining the official N.Y. State license.

What if there is an emergency and I cannot complete the course?

We will allow 1 year for a student to reapply for the course without penalty.